SettleUp Capital (“SettleUp Capital,” “we,” or “us”) is committed to protecting your privacy. We take data protection and privacy very seriously. This Privacy Policy (“Policy”) describes how SettleUp Capital collects, uses, shares, and secures the personal information you provide when you visit the Websites owned and operated by SettleUp Capital, and when you use our Service(s). It also describes your choices regarding use, access, and correction of your personal information. The use of information collected through our Service(s) shall be limited to the purpose of providing the service for which you have engaged SettleUp Capital. Please read this Privacy Policy carefully, as it governs how you use SettleUp Capital or its affiliate products. If you do not agree to this Privacy Policy, please do not use SettleUp Capital.

Note: Our privacy policy is subject to change at any time without notice. To ensure you are aware of any changes, please review this policy periodically.

Collection of Personally Identifiable Information.

We collect personally identifiable information (email address, name, phone number, etc.) from you when you set up a free account with SettleUp Capital or choose to fill out a call back/program registration form. We may collect the following personal information from you when you visit our website and voluntarily provide the following information via one of our contact forms, via a chat or phone session, or as part of a purchase of one of our courses or register on our site:

• Contact Information such as name, email address, mailing address, phone number
• Information about your business, such as company name, company size, business type
• Billing Information & billing address

Usage of Site

You may use the Site only in accordance with and subject to these Terms of Use and the Site’s Privacy Policy (the “Privacy Policy”). Once you complete and submit your details, you have opted in to receive email or any other marketing communication from our affiliates or us. You may not use the Site for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity that infringes the rights of SettleUp Capital or others.

Notwithstanding any other rights or restrictions in these Terms of Use, you may not use this Site to:

• Transmit via or through the Site any information, data, text, images, files, links, or software except in connection with your authorized use of this Site or otherwise in response to specific requests for information by us.
• Introduce to the Site or any other computer or website viruses, worms, Trojan horses, and/or harmful code.
• Obtain unauthorized access to any computer system.
• Impersonate any other person, including but not limited to, a registered user of this Site or an employee of SettleUp Capital.
• Invade the privacy or violate any personal or proprietary right (including intellectual property rights) of any person or entity.
• Misrepresent the identity of a user or use a false email address.
• Tamper with or obtain access to this Site or any component of this Site.
• Conduct fraudulent activities.
• Collect or harvest information regarding other users of the Site for any reason whatsoever, including, without limitation, for sending such user(s) unsolicited commercial email or any other communication.

Verification Procedure for Customers

The Company, during activation of Service Subscription/Use Account or while undertaking any transactions or for any other reason (agreed through separate service contracts), may require for the purposes of verification of any User’s identity – one copy of any Identification Document containing their identity and address details; one recent photograph; and any other documents pertaining to the business/financial status of such individual as may be prescribed by the Company from time to time.

For the purposes of verification of any User’s identity, the Company may rely on appropriate and licensed third-party service providers to authenticate the Identification Documents and other incidental details provided by the User. If the Company finds any User information obtained in accordance with the procedure described under this Clause to be inadequate or insufficient, the Company may, in its discretion, either refuse or terminate (as the case may be) the registration of such User Account or require verification of such User’s Identification Documents again.

Fees

SettleUp Capital services are chargeable, and you are responsible for any fees that may be applicable to programs or for availing our services. All fees and the fee schedule will be determined by SettleUp Capital and are explicitly mentioned in the Agreement. The fees charged are inclusive of taxes unless stated otherwise or written in agreement. Additionally, all such fees as applicable to the Agreement shall be deemed to be earned upon services rendered, either in the form of monthly subscription service and/or the service fee that is chargeable for every settlement effectuated. The earned service fee may be collected on an immediate or pro-rata basis at SettleUp Capital’s discretion. You also agree that in case you receive any offer directly from your enrolled creditors, with or without SettleUp Capital’s knowledge, such an offer will be deemed to be an outcome of SettleUp Capital’s efforts to effectuate such settlement for all accounts enrolled with SettleUp Capital within 45 days of your signing the Agreement.

You further agree that in case you do not have sufficient funds to pay the Monthly Subscription Fees in a given month and your draft returns unsuccessful from the bank for the said month, in the given circumstances SettleUp Capital will attempt to take legal action or terminate your agreement unless there is a valid reason received from customer and approved by the SettleUp Capital.

Testimonials

We post customer testimonials/comments/reviews on our Websites which may contain personal information. Prior to posting the testimonial, we obtain the customer’s consent to post their name along with their testimonial. If you want your testimonial removed, please reach out to us at info@settleupcapital.com.

Copyright Infringement

The Copyright Act provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under law. All content used on the website is either created by SettleUp Capital’s in-house team or provided by our vendors or their affiliates. If you believe that any materials on this Site infringe your copyright, you may request that they be removed. This request must bear a signature (or electronic equivalent) of the copyright holder or an authorized representative, and must:

• Identify the allegedly infringing materials;
• Indicate where on the Site the infringing materials are located;
• Provide your name and contact information;
• State that you have a good faith belief that the materials are infringing;
• State that the information in your claim is accurate; and
• Indicate that “under penalty of perjury” you are the lawful copyright owner or are authorized to act on the owner’s behalf.

Our contact for copyright issues relating to this Site (including the notices and counter-notices) is the registered office.